We can arrange finance in most circumstances through a variety of lenders, our primary lenders being Blackhorse and Close Motor Finance.

How does it work?

You pay a deposit, from 5% of the cash price and the remaining balance is financed over 12 to 60 months with equal monthly payments throughout the term. At the end of the agreement you own the car outright.


Car price: £5,000
Deposit: £500
1 x payment: £195.00
58  x payments: £94.18
1 x payment: £289.18
Duration of Agreement: 60 months
Total amount payable: £6446.62 (this includes the initial deposit)

Representative APR: 12%

Can I apply for finance?

You need to  be aged 18 or over and a UK resident. You need to have a full driving license and be in full time employment or self employed. Finance is provided subject to status and approval.

You can use the Blackhorse Credit Indicator to get an idea of whether you are likely to be eligible for finance.

What information do you need?

The  process isn’t intrusive at all, there are just a couple of key things we need to know.

  1. Who you are – including your full name and date of birth
  2. Where you live – we need all addresses you may have had in the last three years (especially the address your driving license is in)
  3. Where you work – we don’t need ask how much you earn or what you spend it on
  4. Your bank sort code and account number – from which the direct debit payments will be made

How can I apply?

The first step in getting finance is choosing the car that you want, browse our range of used cars now.

Call us on 01253 855587 or 01253 486150 and we can take all your details over the telephone or call in and we can go through the process. In most cases we receive an immediate decision.